Topheadlingnewstoday.com primarily provides editorial content and digital advertising services. Because our offerings are largely informational and delivered electronically, our refund and return policies reflect the digital nature of these products. If you purchase a paid subscription, a premium product, or an advertising package and believe that you are entitled to a refund, please submit a written request to billing@topheadlingnewstoday.com within seven (7) calendar days of the charge with your order details and a clear explanation of the reason for the request. Refunds for advertising campaigns may be granted in whole or in part where services were not delivered as agreed, including technical failures attributable to our platform or clear breaches of contract. Subscription refunds will be evaluated on a case-by-case basis and, when granted, may be prorated to reflect the period of access already provided. Certain digital goods or time-sensitive services may be non-refundable where explicitly stated at purchase. Approved refunds will be processed using the original method of payment within a reasonable timeframe, typically within ten (10) business days, subject to banking processes. If you have questions about a charge or need assistance, please contact our billing team at billing@topheadlingnewstoday.com and include relevant transaction information so we can investigate promptly.